Products

St Andrew’s is able to offer a full range of insurance products. The information provided is a brief outline of the major features of our products and is designed to be used as a quick and easy reference source. It must not be regarded as a substitute for reading the relevant Product Disclosure Statement (PDS), which are available through our corporate partners.

Product offerings include:

Life Insurance

Term Life Insurance

St Andrew’s has leveraged its UK experience to develop a simple Term Life insurance product that has distinct advantages over those of its Australian competitors. Through extensive market research to uncover consumer perceptions we have developed a Term Life product that is transparent, provides easy to understand features, offers a low underwriting process and has some of the lowest cost premiums in Australia.

Term Life has been principally designed as a "No Advice" product that is suitable for point of sale and direct mail distribution strategies that require the provision of factual information only to assist customers with queries about the product.