Welcome to St Andrew’s

As a group St Andrew’s provides specialist, innovative and flexible insurance and wealth management products and services across Australia. We deliver a range of consumer credit, life insurance and other related protection products through a growing base of financial institutions. We also provide a comprehensive range of investment, superannuation and retirement products and services to our personal wealth management customers. Our products and services are simple, transparent and value for money.

St Andrew’s opened its doors in Australia in 1998. Since then we have grown our presence around the country with offices in Western Australia, Victoria, New South Wales and Queensland. Our experienced client relations team and professional team of financial advisers deliver services to Australian financial institutions and consumers.

St Andrew’s is owned by HBOS Australia whose UK based parent, HBOS plc, is one of the world's largest financial services groups. With assets of around $1 trillion and 72,000 staff, HBOS plc has a significant presence in Europe, North America and Australia through HBOS Australia.

Download the HBOS Australia Annual Report.