Calculate how much cover you may need

There are lots of things to consider when thinking about the level of cover you may need.  It may, for example, depend on factors such as whether you have any dependants, any outstanding loans (including a mortgage) and whether you have any existing life insurance.

Try using our calculator to see what level of cover you may need for your personal circumstances.

Please complete all relevant fields and click the Calculate button.

Day to day expenses
The lump sum your family including dependents would need to live on
 $
Mortgage
Your outstanding mortgage balance
 $
Loans & debts
Other outstanding loans and debts not already covered
 $
Education for your children $
Funeral expenses $
Rainy Day Fund
An amount to be set aside for unforeseen events
 $
Other $
Less any existing life insurance you may have $
Total*
* This is an estimate of the amount of insurance cover you require. The potential liabilities listed above are merely suggestions of the liabilities you may wish to consider when making an estimate.
Term Life offers a maximum of $500,000 cover. For more information on Term Life Direct or to decide if this product is right for you, download and read the Term Life Direct Product Disclosure Statement or call the Term Life Hotline on 1300 658 151.